We've identified a potential issue where clients downgrading from the Growth or Premium plan to the Basic plan retain access to all their cards from the higher-tier plans. To address this, we're considering implementing a process that prompts clients to select which card they want to keep upon downgrading. The remaining cards would be automatically deactivated and can only be reactivated if the client upgrades their plan back to Growth or Premium. This change aims to ensure a seamless transition and proper plan management. We appreciate your feedback and are working on a solution. Stay tuned for updates!